The very concept of retirement can be an emotional one and conjures up different images for different people. We have come to realise over the years that one reason why people avoid “retirement planning” is that the prospect of ceasing work altogether fills them with dread. Questions such as “will I have enough money?”, or “what will I do after I finish work?” are enough to create so much doubt that the issue becomes too difficult to think about.
That's why it is essential to start your planning for retirement by taking a very careful, in-depth look at what is really important to you, what inspires you, and how you really want to live your life. Obviously the financial aspect of retirement is very important, but until you put your financial requirements into the context of building a great life, it will remain a dry, uninteresting subject.
That's because your money decisions - important as they are - will always be the means to achieve your goals, and are not the goals themselves. This sounds like an obvious point to make, but it's surprising how many people miss it.
At GTO Wealth Management, we can take you through a process especially designed to help you to become really clear about your values and goals, and to create an inspiring plan to make your retirement potentially the most fulfilling time of your life.